• Credit Card Debt

    When is the right time to consolidate credit card debt?

    There’s a signal for everything. A signal that defines a call. A call that whispers to you about something. Something you must do right now! No! This post won’t be any deep philosophical discussion. It will be just a normal discussion to understand when is the right time to...
  • Credit Score

    Credit Score And Your Liabilities

    Your credit score may change at any time for a variety of reasons. One of these reasons could be that incorrect entries appeared on your credit report. It may be a simple mistake made by the lender or the credit reporting agency, or if you do not know anything...
  • credit score

    How Your FICO Score Is Calculated

    Your credit score is extremely important, especially if you want to make a significant purchase by borrowing money instead of paying cash. For most people, a purchase of this sort couldn’t even be considered unless you have good credit, a fact that is particularly true if you hope to...
  • Bad Merchant Service Providers

    How to File a Report on Bad Merchant Service Providers

    With the increase in both face to face and internet sales using a debit or credit card, the amount of institutions offering merchant account services has increased. Unfortunately, not all of these institutions are completely upfront about how and when they charge their clients. In fact, there are some...
  • Money Saving Credit Card Tips and Tricks

    20 Money Saving Credit Card Tips and Tricks

    Using credit cards can quickly get you in debt. However, if you know how to use them in the right way and pay off your balance each month, credit cards can actually save you money each month. Below are 20 money saving tips and tricks that will help you...
  • Credit card debt

    Tips for staying afloat when credit card debt sets in

    In this current economic climate, it is pretty easy to understand why many people have to resort to drastic measures such as using credit cards and payday loans. This often results in individuals losing control over their finances very rapidly and spiraling towards personal bankruptcy. The main problem is...
  • Credit Report

    Credit Report – Score a Good Point

    The importance of having a good credit score needs not to be ascertained further. If you have made a mess with your finance, chance is high that such a scenario will leave an unfavorable consequence on your credit background. This is sort of blot which will come on your...
  • Credit Card

    Secret Credit Card – Keeping Credit Private

    Gone are those days when credit was considered as bad thing. We are living in an era where credit has become a part of our modern living. It is to this regard, secret credit card demands a deserving mention. The word ‘secret’ often carries some negative notes but in...
  • Credit Score

    5 Ways to Raise Your Credit Score Fast

    A bad credit score can have a major negative impact on your finances and even on your life. Bad credit scores make it difficult to take out a loan for things like buying a house or a car, but many landlords and leasing agencies also require a good or...